What is Whole Life?


Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time. Permanent life insurance is different than term life insurance, which covers the insured person for a set amount of time (usually between 10 and 30 years).

Whole life insurance is the most common type of permanent life insurance policy that people purchase, according to the Insurance Information Institute (III).



Who should consider Whole Life?


So, when might a whole life policy make sense for you? Life Happens says a whole life insurance policy might be a fit for someone who likes predictability over time. This is because whole life insurance offers death benefit guarantees and fixed premiums.

If you're considering a whole life insurance policy, give us a call to schedule an appointment. We can help you review the different options before you make any decisions. That way, you can be confident you've chosen the life insurance policy that works best for you and your family.



With our Whole Life options, you can help make sure your loved ones receive guaranteed benefits after you're gone - no matter when that is.

Although not guaranteed, we have a history of paying dividends to our policy holders.

Call us at 270-847-1384 or email us below to schedule an appointment! 

Whole Life 

Benefits of Whole Life Insurance

A lifetime of protection.

The cost of your policy will stay the same so you know what to expect.

Feel good knowing your loved ones will receive their benefits on the terms you've defined.